Health Maintenance Organization (HMO)

A Health Maintenance Organization (HMO) is a type of healthcare organization that provides healthcare services through a network of healthcare providers and facilities. In an HMO, members pay a monthly fee, known as a premium, to get healthcare services, such as checkups, tests, and treatment for health issues. HMOs usually require members to choose a primary care doctor who is responsible for coordinating their healthcare needs and referring them to specialists when needed.

HMOs focus on preventing health problems and finding health issues early. They also try to lower healthcare costs by working with healthcare providers and facilities in their network to negotiate lower prices. HMOs can be a good choice for people who want to save money and are okay with using a limited network of healthcare providers and facilities.

Related Glossary Terms

Related Resources

Still have questions? Give us a call below and a licensed advisor can assist you

Keen logo with a turtle mascot holding a shield
Hours of Operation:
8am-5pm ET, Monday-Friday
Closed Saturday & Sunday
Keen FacebookKeen LinkedIn
Keen Better Business Bureau Accredited
HIPAA, HIPAA compliant stamp

We are committed to making our website’s content accessible and user friendly to everyone.

If you are having difficulty viewing or navigating the content on this website, or notice any content, feature, or functionality that you believe is not fully accessible to people with disabilities, please email us at Please use “Accessibility Issue” as the subject line and provide a description of the specific accessibility issue or a suggestion for improvement.

We take your feedback seriously and will consider it as we evaluate ways to accommodate all of our customers and our overall accessibility policies.